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September 2009

GM's trial program selling cars on eBay set to end

DETROIT – General Motors Co. said Tuesday that it is concluding its partnership with eBay Inc. in which the automaker used the auction site to sell new cars through California dealerships, as it shifts focus to broader, national marketing programs.
GM and eBay said the program was slated to end Sept. 30, and was not canceled for lack of participation. GM spokesman John McDonald deemed the program a "success" because it helped the Detroit-based company improve strategies to reach car buyers who typically don't consider GM products.
"We're taking what we learned from eBay and applying it to our digital and social marketing media marketing strategies," he said. "From our view, it was a success."
Through eBay's auto marketplace, car shoppers in California were able to negotiate a price with a dealer, or purchase the vehicle at a fixed price and pick it up at a dealership.
The eBay site received 1.5 million hits, or visits, producing 15,000 leads for dealers. About 227 California-based dealerships participated in the program. GM and eBay did not say how many cars were sold based on the program.
McDonald said GM would focus on its new, national marketing campaigns and its money-back guarantee program in which dissatisfied buyers can return their vehicles within 60 days.
Inder Dosanjh, who runs four GM dealerships and currently sells used cars on eBay, said he didn't sell very many new cars through GM's eBay program.
Very few people chose the "Buy Now" price option, said the owner of Dublin GMC Buick in Dublin, Calif., with consumers preferring to come into a dealership to make such a large purchase.
"Most people got online and looked at the inventory and came on down to the dealership," Dosanjh said. "It was not a complete disappointment."
For eBay, the end of the program doesn't mark an end to its relationship with GM or future plans to sell new cars from other automakers in a similar fashion.
"The fact that this program itself may not continue as a promotion is not necessarily" indicative of our relationship with GM, said Rob Chesney, VP of eBay Motors.
Chesney said eBay may seek to develop similar programs with other automakers, but did not offer specifics.
Shares of San Jose, Calif.-based eBay fell 5 cents Tuesday to close at $23.87.
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AP Technology Writer Rachel Metz in San Francisco contributed to this report.

Villages 'wiped out' by Samoa quake tsunami: report

WELLINGTON (AFP) –
Villages were "wiped out" by a tsunami that hit the South Pacific after a huge quake off the coast of Samoa, and people had been reported missing, a reporter for Radio Polynesia told Radio New Zealand.

He said they were receiving information of widespread destruction.

"Damaged houses, villages being wiped out, there are speculations there are some missing people out there but no confirmation of that yet," he said.

Kirilenko already weary of Shaq-LeBron partnership

LONDON – Although Andrei Kirilenko is hoping for a Russian revolution in the wake of Mikhail Prokhorov's recent purchase of the New Jersey Nets, it's LeBron James and Shaquille O'Neal that are on his mind ahead of the start of the NBA season.
Kirilenko, who plays for the Utah Jazz and will be headed to Europe for a pair of preseason games, told The Associated Press in a telephone interview Tuesday that O'Neal's move to join James with the Cleveland Cavaliers is going to cause havoc around the league.
"That's the poison union," Kirilenko said. "I mean poison in a good way. They're going to poison the rest of us."
The Jazz will play the Chicago Bulls on Oct. 6 in London, and then face Real Madrid in the Spanish capital two days later.
Utah will play at Cleveland on Nov. 14 in the team's 10th game of the regular season, and Kirilenko is predicting O'Neal will fit right in with LeBron and Co.
"He's definitely going to be a huge motivation, not only for LeBron but for the team," the 28-year-old Kirilenko said. "I just don't know how they're going to find time for Zydrunas (Ilgauskas)."
The 34-year-old Ilgauskas has been with Cleveland for his entire 11-year NBA career, but with Shaq playing in the center, the big Lithuanian will likely be on the bench.
"But that's not my problem, that's coach (Mike) Brown's problem," Kirilenko said.
Kirilenko, who has spent eight years with the Jazz since leaving the Russian league, is also expecting Prokhorov's involvement in the NBA to lead to more Russians coming over.
His first pick is center Timofey Mozgov, who averaged 11 points per game for Russia at this month's European Championship.
"He's the most improved player," Kirilenko said. "He's a big guy. He has a chance to make the NBA."
But before this season starts, Kirilenko and teammates have to make the long haul to Europe to help the NBA continue its presence on the continent for the fourth straight year — although this time the tour has been reduced to only two games and only two teams.
None of that has dampened the excitement for Kirilenko, who is looking forward to the trip as much for soccer-related reasons as basketball.
"I've been a fan of Chelsea a long time," Kirilenko said of the London club, which he will see play Liverpool on Saturday in a major Premier League match. "I want to go badly."

The Manila Floods: Why Wasn't the City Prepared? (Time.com)

In Manila, millions of residents now live in a world of mud. Torrential rains over the weekend triggered the worst flooding the Philippines' capital has seen in over four decades, submerging more than 80% of the city, killing at least 246 people and displacing hundreds of thousands more. By Tuesday, the waters had receded in many places, but they have left behind ruined homes, swept away neighborhoods and, according to health officials, disabled the majority of Manila's medical facilities. Debris, sewage and abandoned vehicles tossed around by gushing currents now litter the notoriously polluted capital; aid workers warn of water-borne diseases. The government has placed the area around Manila under a "state of public calamity."
In an appeal for assistance, Philippine president Gloria Arroyo described Tropical Storm Ketsana, which hit Manila on Sept. 26, as a "once-in-a-lifetime typhoon." A month's worth of rain deluged the city in the space of 12 hours. "The system is overwhelmed, local government units are overwhelmed," said Anthony Golez of the state's National Disaster Coordinating Council at a press conference on Sept. 28. (See pictures of the storm.)
Yet many in the country are pointing fingers at its politicians for failing to predict the scale of the disaster or lessen the damage it wreaked. Manila, they say, was always bound to face such catastrophe, and more should have been done to help its millions of residents prepare. A recently published study by the Economy and Environment Program for Southeast Asia (EEPSA), a research group based in Singapore, ranked metropolitan Manila as one of the provinces in Southeast Asia most vulnerable to flooding. The capital region is perched on a marshy isthmus crisscrossed with streams and rivers. An ever-growing population - Manila is now a sprawling mega-city of some 12 million people, larger still when factoring in the day-worker population - and the lack of infrastructure to accommodate it left swathes of the city exposed. "What we are seeing is a phenomenon that will affect many major cities in Asia," says Neeraj Jain, country specialist for the Philippines at the Asian Development Bank (ADB), which is headquartered in Manila. "Urbanization has been so rapid, yet the planning processes have lagged." (Read: "Manila Through the Eyes of F. Sionil Jos[a {e}].")
Last weekend's flood was in large part the result of the capital's poor drainage and sanitation systems, neglected by several successive administrations in power. As Ketsana rained down upon Manila, sewers clogged up by plastic bags and other refuse led to roads becoming rivers, gardens lagoons. Video images of desperate people riding floating pontoons of garbage down inundated streets were a sign not just of the consequences of the flood, but its causes. Many impoverished Manila residents also live in makeshift settlements by rivers and creeks - the source of their drinking water - that overflowed and carried off their homes. "People have always been living on the edge," says Carlos Celdran, a popular Manila historian and performing artist. "It's amazing the city has actually managed to make it this far."
The Spanish seized Manila from its Muslim rulers in the 16th century and set it up as their colonial seat in Asia. The city was a flourishing, elegant entrepot for centuries, but in recent times civic planning has been more haphazard as its population boomed. Lambert Ramirez, executive director of the National Institute for Policy Studies, a Manila-based think tank, says much of the blame for poor urban management ought to be leveled at the government. "There's no coordinated policy for cleaning up garbage. There's no political will to get even simple things done," he says. Ramirez spoke to TIME while salvaging appliances and valuables from his own flooded home. (See pictures of the recent floods in Georgia.)
Jain of the ADB says the leadership in Manila, faced with elections in the coming months, is indeed thinking of long-term solutions to its infrastructure woes. Plans have been afoot to improve sanitation and also relieve the population burden in metro Manila by shifting certain businesses and government offices to areas outside the dense capital region. But the challenge facing the Philippines and other poor Asian countries is one of resources. Most Southeast Asia nations budget around two or three percent of their GDP for infrastructure development. To fend off such disasters in the future, Jain says that figure ought to be closer to five or six percent. It's a deficit few governments can afford to make up overnight.
But given the looming specter of climate change, they may have to find a way sooner rather than later. The prospect of another typhoon this week underscores environmentalists' concern that shifts in global temperatures may mean increasingly extreme weather patterns for coastal cities like Manila. "[Ketsana] was a startling, unique event," says Herminia Francisco of the EEPSA in Singapore. "But then I think this is going to happen more and more frequently in the future." (See a TIME graphic on destructive weather.)
For today, as international aid pours in from organizations like the Red Cross and the World Food Program, Manila residents are slowly retrieving their homes and livelihoods from the mud. Thousands of volunteers have donated food and rushed to help others worse affected. "Filipinos are used to crisis," says Celdran. "We've gone through a lot over the years, but we've managed. We're a resilient people."
See TIME's Pictures of the Week.
See the Cartoons of the Week.
View this article on Time.comRelated articles on Time.com:Manila Bomb: Terror or Vendetta? Middle Americas Crime Wave A New City in the Saudi Desert A Year After the Flood, Cedar Rapids Struggles Bombay's Boom

Live Food

http://www.thenaturesway.com/

Another common form of live food, most commonly used to feed snakes, is small rodents. The most commonly known small rodent used for live food is likely the mouse; many pet stores which carry snakes or cater to snake owners also carry "feeder mice" for this reason (see Fancy mouse).

Mealworms are typically used as a food source for reptile and avian pets. They are also provided to wild birds in bird feeders, particularly during the nesting season when birds are raising their young and appreciate a ready food supply. Mealworms are high in protein, which makes them especially useful as a food source. They are also commonly used for fishing bait.

Polanski formally challenges Swiss arrest

GENEVA (AFP) –
Detained filmmaker Roman Polanski on Tuesday lodged a complaint challenging his arrest in Switzerland pending a US extradition request on child sex charges, the top Swiss criminal court said.

"The second court of complaints of the Federal Criminal Tribunal confirms that it has received today a complaint by Roman Polanski against the arrest warrant for extradition," the Swiss tribunal said in a statement.

His French lawyer in Paris also said he would seek bail. "We are asking that he be released, if necessary with conditions attached," Herve Temime told AFP.

The Federal Criminal Tribunal said a decision on the complaint would be delivered in the coming weeks.

The 76-year-old French-Polish filmmaker, who is regarded as a fugitive in the United States, was arrested on Saturday as he arrived in the Swiss city of Zurich to attend a film festival.

Polanski pleaded guilty before a US court in 1978 of having unlawful sexual intercourse with a minor as part of a plea bargain.

But he fled before sentencing and US authorities have been seeking his arrest and extradition to the United States.

Polanski's arrest on the three decade-old affair has triggered an uproar in the film world.

Top film directors including Woody Allen, David Lynch, Martin Scorsese and Pedro Almodovar signed a petition protesting against Polanski's detention, a French film industry association, SACD, said on Tuesday.

Ten percent of world's major species 'at threat'

SYDNEY (AFP) –
The "Number of Living Species in Australia and the World" study found 0.9 percent of the world's 1.9 million classified species were at threat, including 9.2 percent of major vertebrate species.

Australia's government-funded Biological Resources Study, the world's only census of animal and plant life, found 20.8 percent of mammals were endangered, as were 12.2 percent of birds and 29.2 percent of amphibians.

Of reptiles, 4.8 percent were considered threatened, along with 4.1 percent of fish species.

"In Australia and around the world, biodiversity is under huge and growing pressure," said environment department secretary Robyn Kruk.

"The pressures are pervasive and chronic in many places; invasive species, habitat loss and climate change in particular."

Australia was found to be home to 7.8 percent of the world's known species. Environment Minister Peter Garrett said the study had shown its wildlife was highly unique, with 87 percent of mammals and 93 percent of reptiles found nowhere else in the world.

However, the study also showed Australian species accounted for 9.1 percent of the world's threatened flora and fauna, and Garrett said vigilance was essential.

"We have a long way to go, we have discovered and named only about a quarter of Australia's estimated number of flora and fauna," said Garrett.

"We need this essential information to do a better job of managing our biodiversity against the threats of invasive species, habitat-loss and climate change."

According to the report there were likely to be some 11 million species on Earth of which only 1.9 million had been discovered, with millions of invertebrates, fungi and other organisms yet to be found and named.

U.N. seeks momentum in climate talks as Obama, Hu speak (Reuters)

UNITED NATIONS (Reuters) –
China and the United States, the world's top greenhouse gas emitters, will try to ignite efforts on Tuesday to secure a U.N. global warming pact as worries grow of a "dangerously close" deadlock in talks.

U.S. President Barack Obama and Chinese President Hu Jintao address a special U.N. summit just 2-1/2 months before representatives from 190 nations gather in Copenhagen to negotiate a deal to combat climate change.

Talks leading to the December meeting have not gone well.

Developed and developing countries are at odds over how to distribute emissions curbs while poorer nations press richer ones to contribute huge sums of money to help them cope with rising temperatures.

Obama and Hu, who are scheduled to meet one-on-one after the summit, could help break the climate impasse.

The Chinese leader, whose country is the world's biggest emitter of carbon dioxide and other climate-warming gases, is expected to lay out new proposals that may include a "carbon intensity" target -- a pledge to cut the amount of greenhouse gasses produced for each dollar of national income.

"This suite of policies will take China to be the world leader on addressing climate change," said Yvo de Boer, the U.N. climate chief, on Monday, anticipating the announcement.

An aggressive move by China to tackle its emissions -- even if short of an absolute cap -- could blunt criticism by leaders in Washington, many of whom are reluctant to commit to U.S. emission cuts without evidence that Beijing is doing the same.

Obama, whose legislative initiatives to reduce U.S. emissions have been overshadowed by his push for healthcare reform, will try to fulfill his promise of showing leadership toward getting a global deal, even as chances that the U.S. Senate will pass a climate bill by December dim.

Martin Kaiser, climate policy director for environmental group Greenpeace International, said the president had allowed "vested interests" to undermine his promises so far.

"This is Obama's opportunity to be a global leader and signal to the rest of the world that the US will take on its fair share of the effort to cut greenhouse gas emissions over the next 10 years," Kaiser said in a statement.

IN NEED OF MOMENTUM

Tuesday's meeting, called by U.N. Secretary-General Ban Ki-moon, will gather nearly 100 heads of state and government to focus on climate. Though it is not a negotiating session, activists hope momentum from the meeting will trickle down to the actual talks.

"I hope world leaders will leave the Summit ready to give their negotiating teams the green light and specific guidance needed to accelerate progress on the road to Copenhagen," Ban said in a statement.

"The clock is ticking. I hope they will publicly commit to sealing a deal in Copenhagen," he said.

The European Union, which welcomed Obama's more aggressive stance on climate policy compared to his predecessor George W. Bush, has become increasingly frustrated with the U.S. administration's lack of progress.

"If we don't move this week, there is a real risk that we will miss the opportunity in Copenhagen," European Commission President Jose Manuel Barroso told reporters after a speech in which he described U.N. talks as being "dangerously close to deadlock."

Europe wants rich countries among the Group of 20 to find some $10 billion annually for the developing world as an advance payment toward reaching a climate deal this year.

G20 leaders are expected to discuss the issue in Pittsburgh later this week, but, barring a breakthrough in the U.N. summit, little progress is expected.

(Additional reporting by Timothy Gardner and Walter Brandimarte; Editing by Eric Beech)

BofA fails to meet congressional deadline (Reuters)

NEW YORK/WASHINGTON (Reuters) –
Bank of America Corp (BAC.N) failed to meet a Monday midday deadline to hand over further details about its acquisition of Merrill Lynch to a congressional investigative committee, a panel spokeswoman said.

Bank of America "did not comply with the deadline," said the spokeswoman for House Oversight and Government Reform Committee Chairman Edolphus Towns.

The committee is investigating details surrounding Bank of America's purchase of Merrill Lynch, including the disclosure of pre-merger losses at the investment bank, what funding commitments the U.S. government made prior to the deal and what legal basis the bank may have had for backing out of the deal.

Towns has already accused Bank of America of meeting his requests for information with volumes of unhelpful documents, including an invitation to attend an East Asian investment conference, written in Chinese.

In a September 18 letter to Bank of America Chief Executive Ken Lewis, Towns said the bank has produced documents "clearly irrelevant" to an August 6 request by the committee for all records from September 1, 2008 through January 16, 2009,

Bank of America said on Monday it was working with Towns.

"We are working with the committee on a plan to provide them with the information they need," said Bank of America spokesman Scott Silvestri in an emailed statement.

He said Anne Finucane, the bank's global chief strategy and marketing officer, will meet with Towns on Tuesday to discuss providing the necessary documents "without violating attorney client privilege."

The committee has said information relevant to the investigation be disclosed, and the bank must waive attorney-client privilege to do so.

Towns' September 18 letter said that instead of providing documents relevant to the investigation, Bank of America has produced "hundreds of pages of unrelated, extraneous information" including: emails from employees to Ken Lewis about his "'awesome' performance on 60 Minutes," emails to employees about company discounts at retailers, the announcement of the "Annual Pecan Sale" featuring "This Year's Crop of Mammoth Pecan Halves."

Towns also wrote that while Bank of America's executives' personal information, and information relevant to the investigation, was redacted from documents; the bank did not redact sensitive customer information included in the request, like credit card numbers and account numbers.

The Charlotte, North Carolina-based bank's stock was down 2.1 percent in afternoon trading to $17.26.

(Reporting by Joe Rauch and Rachelle Younglai; Editing by Tim Dobbyn)

Georgia Insurance

The types of risk that a captive can underwrite for their parents include property damage, public and products liability, professional indemnity, employee benefits, employers liability, motor and medical aid expenses. The captive's exposure to such risks may be limited by the use of reinsurance.

There are also companies known as 'insurance consultants'. Like a mortgage broker, these companies are paid a fee by the customer to shop around for the best insurance policy amongst many companies .

Georgia Insurance